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Cleanremit

ISO 20022 payment message pre-flight. Checks pacs.008, pacs.009 and pain.001 files against the message structure and the CBPR+ structured address rules on your own device, and suggests structured addresses you confirm one by one.

Cleanremit overview of a pacs.008 file likely to be rejected, with error, warning and unstructured address counts

Highlights

  • 67 checks across pacs.008, pacs.009 and pain.001
  • Cutover date as a setting, reflecting Swift's deferral
  • Structured address suggestions you confirm
  • Runs on the device, payment files never uploaded

Cleanremit reads pacs.008, pacs.009 and pain.001 messages and runs 67 checks: structure, BIC, IBAN, LEI, UETR, currency decimals, dates, character sets and the CBPR+ address rules.

The address cutover is a setting, because Swift deferred the November 2026 change in August 2026 with no new date; you can plan against the original date, Swiss SPS 2026 or your own. Address suggestions carry a confidence label and are applied only when you tick them. Bank profiles for pain.001 variants are editable data, and two messages can be compared field by field. Payment files never leave the device.

Pre-launch: register interest on the site.

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